freestuff.tv

MAY 18, 2011

Check out this guest post by Angela from Debt Consolidation Care: It needs no mention that budgets and savings play a pivotal role in assisting consumers in paying off debt. Through a budget they can monitor their investment and make the most of their hard-earned dollars. Make sure you buy only the things that you can afford with cash.

Budgeting 130

Budgeting Budget Debt Debt Free 130

Prairie Eco-Thrifter

JUNE 14, 2012

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. So we just give up on trying to control expenditure and saving. Make your mantra, ‘ Keep it Simple ’. The more complicated your finances are, the harder it all seems.

Simple 221

Simple Finance Budgeting Budget 221

Family Balance Sheet

JANUARY 24, 2012

We have our 2011 tax meeting this week with our accountant. Honestly, he is worth his weight in gold; the tax rules make my head spin. I do pass this folder along to my accountant for his review. This is a personal blog about my thoughts, experiences and ideas on personal finance and home mangagement.

Office Supplies 153

Office Supplies Taxes Office Simple 153

Prairie Eco-Thrifter

DECEMBER 6, 2012

Cut coupons, go grocery shopping when your items are on sale, and you will save money. This is not to say you should turn into an extreme couponing person, although if you can make it happen, more power to you. This will help you save money, especially when you take a look at the prices of food today. Automatic Deposit.

Bank 265

Bank Banking Money Saving 265

Prairie Eco-Thrifter

MAY 26, 2016

Helping the parents teach my grandchildren to save is an ongoing project of mine. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Trepidation about having the grand-kids open a savings account.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

MARCH 26, 2021

Create a separate savings account and call it your Emergency Fund. Be diligent about how you use this account. It might be best to use an account that isn’t linked to an ATM card, thus making it somewhat annoying to reach the funds, but not difficult when you do actually need them. Where Should the Money Go?

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Prairie Eco-Thrifter

APRIL 25, 2011

The key is to invest the time to teach your kids the right ways to manage their finances. Teach them actionable methods and strategies that will help them learn all of the ropes of personal finance. They would be responsible for making payments on their bill out of the money that they have been allotted.

Bills 174

Bills Finance Budgeting Budget 174

Prairie Eco-Thrifter

JULY 30, 2012

If you can understand the concept of making small choices, on a regular basis, in order to achieve big gains in the future, it becomes easy to change this mindset. The future isn’t going to take care of itself; you have to take action regularly to make sure you can continue to live the way you want, for your whole life.

Debt 202

Debt Budgeting Budget Finance 202

Family Balance Sheet

FEBRUARY 22, 2011

Three to six months living expenses used to be what the personal finance experts recommended, but in today's environment, maybe six months to a year is more prudent. It is not a spending account. Save it and forget about it. Which comes first: saving for an emergency OR paying off debt? It is for emergencies.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Family Balance Sheet

AUGUST 11, 2016

.” Recently Go Banking Rates conducted two studies on savings rates with startling results. Almost 70% of Generation X have less than $1000 in personal savings account. *. of Generation X report a retirement savings account balance of $0.**. Start Saving for your Emergency Fund TODAY!

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

APRIL 6, 2012

Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. Corey presents Benefits of an Adjustable Rate Mortgage posted at Steadfast Finances , saying, “Have you ever considered an adjustable rate mortgage?

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

AUGUST 19, 2012

Consider it insurance and don’t fret that it’s only earning measly interest in a savings account. Change Your Behaviour It has been said that personal finance is 20% knowledge and 80% behavior. If so, now is the time to review your knowledge, habits and behaviors around money and finances. I’m sure everyone.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

The Frugal Girl

MARCH 4, 2024

I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. My personal best frugal win was marrying a guy who can and will fix almost anything. Now I wish those dollars had gone into our savings accounts. Alan doesn’t share that regret.

Green And Frugal 179

Green And Frugal Kids and Family Hotel Frugal 179

Prairie Eco-Thrifter

FEBRUARY 3, 2016

While my spouse and I were in the throes of child rearing we didn’t think much about providing an intentional or structured set of lessons around personal finance. And they will see that you put money aside in savings. Encourage them to save. Take them to the bank and let them see you make your deposits.

Work 100

Work Kids Bank Banking 100

Prairie Eco-Thrifter

JUNE 11, 2012

Make your goal to create an income from your investment. You purchase when the price is low and sell when it goes up, thus making a profit. One of the best ways to invest for your retirement is taking advantage of the tax incentives of retirement accounts. Don’t let your age stop you from making a start in investing now.

Taxes 187

Taxes Goals Advantage 401K 187

Family Balance Sheet

FEBRUARY 11, 2016

Create a separate savings account and call it your Emergency Fund. Be diligent about how you use this account. It might be best to use an account that isn’t linked to an ATM card, thus making it somewhat annoying to reach the funds, but not difficult when you do actually need them. Where Should the Money Go?

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

For the Mommas

MAY 22, 2012

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. In personal finance, a sinking fund is a savings account that is designated specifically for an irregular expense.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Savings Corner

DECEMBER 24, 2023

Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation. You can get a personal loan from online lenders, banks and credit unions, and the funds are provided in a lump sum. You will also start to repay the money.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

OCTOBER 13, 2014

Three to six months living expenses used to be what the personal finance experts recommended, but in today’s environment, maybe six months to a year is more prudent. An emergency fund is not a spending account. Create a separate savings account and call it your Emergency Fund. Absolutely!

Emergency Fund 100

Emergency Fund Finance Organic Organization 100