The Frugal Girl

FEBRUARY 18, 2024

How did you get interested in saving money? At age 12, I started saving up my allowance and babysitting money to buy Christmas gifts for other children who were less fortunate. Visiting family in Florida, we enjoy no-cost activities like visiting their beautiful beaches! I quickly became a daily reader.

Kids and Family 193

Kids and Family Home and Garden Money Frugal 193

The Frugal Girl

MARCH 4, 2024

We all love outdoor activities, but we don’t all enjoy the same ones. How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) A third “why” is that saving money is like a game to me.

Green And Frugal 187

Green And Frugal Kids and Family Hotel Frugal 187

Savings Corner

APRIL 4, 2024

To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. You might need to deal with borrower’s remorse if rates drop substantially after you close. Your credit score will temporarily take a hit.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Family Balance Sheet

JUNE 8, 2018

Write down any events/holidays/activities that will require funds for the month that you are planning, along with a projection of what you’ll need. You can’t cut back on your rent or mortgage payment, but you can find ways to save money on your groceries. This is not a once and done deal.

Budgeting 133

Budgeting Budget Financial Goals Goals 133