Family Balance Sheet

MARCH 19, 2014

Using Dave Ramsey’s 7 baby steps, we created our Debt Freedom Plan. Save $$$ Home Emergency Fund – Dave suggests to start at $1000, but being self-employed, ours is much higher, but it is not quite 3-6 months of expenses. Unfortunately they’re not cheap. We estimate that this will take us 4 years.

Debt 100

Debt Money Emergency Fund Goals 100

Family Balance Sheet

JANUARY 17, 2018

We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. This will take us most of the year. I don’t want to use the term extreme frugality, because that sounds absolutely horrible. Save a starter Home Emergency Fund.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

JUNE 22, 2020

Aside from the mortgage, we also added equipment and renovation loans with the purchase, and we had a student loan. I don’t make a lot of income on this blog, and it has definitely decreased recently as I’ve reduced my hours spent blogging. We’re STILL here! What could possibly go wrong?

Debt 130

Debt Health Insurance Insurance Budgeting 130