Prairie Eco-Thrifter

JANUARY 5, 2014

She runs MoneyZen Wealth Management , and has a financial blog geared toward helping women master their finances. How we handle our money early in life can impact us in future years- for example, young adults who rely on credit may find themselves continuing this pattern throughout life and consumed with debt.” –Kimberly Foss, CFP, CPWA.

Personal Finance 192

Personal Finance Finance Finance Tips Graduation 192

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. Big Cajun Man from THE Canadian Personal Finance Site asks What is Your Financial Plan B? Ken from Spruce Up Your Finances asks Need A Down Payment For Your House? Nathan Richardson from ComplexSearch.com presents What’s a Good Credit Score?

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

OCTOBER 21, 2012

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Well, this time I have done it again and put together some good laughs for you to enjoy on your Monday morning.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

APRIL 10, 2013

It reduces paperwork for everyone involved as well. And, even if you stay close to home, it’s nice to know that your finances are moving smoothly. Anytime you automate a portion of your finances, you need to be aware of your cash flow. Strategy: Use Your Credit Card. Pay Attention to Cash Flow.

Bills 271

Bills Credit Cards Finance Credit 271

Family Balance Sheet

MAY 4, 2021

Credit Card Cash Back Redemptions in April: $439.62. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending. However, once we paid off all of that debt, I started playing the credit card game.

April 130

April Money Credit Cards Donation 130

Family Balance Sheet

SEPTEMBER 21, 2015

We carried no credit card debt and we contributed to our retirement. Our small business was going well and we said so long to renting office space and purchased a commercial property. 5 Lessons Learned When Our Finances Went Awry. It’s so easy to let things coast when life is going well. Yep, life was good.

Finance 100

Finance Debt August 2013 100

Family Balance Sheet

APRIL 1, 2015

It was all consumer debt spread over 5 credit cards. After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. We cut up our credit cards and never used them again.

Debt 100

Debt Credit Cards Debt Free Credit 100

Prairie Eco-Thrifter

MAY 15, 2012

I mean, I was young, life was good, things were happening; what did I need all that finance stuff for? As for retirement; well, it was in the distant future. Better late than never’ is a good approach to personal finance for the over 40s. I was doing OK! The last thing you need after retirement is debts you are still paying off.

Personal Finance 221

Personal Finance Finance Debt Calculators 221

Family Balance Sheet

OCTOBER 17, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. We even thought we handled debt well since we avoided credit card debt. To us, debt was a necessary evil.

Debt 100

Debt Finance Organic Organization 100

Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. Minimum Payments On Credit Cards.

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms.

Debt 52

Debt Credit Cards Credit College Tuition 52

Savings Corner

DECEMBER 24, 2023

It’s also a great fit for Bank of America customers, as the bank owns Merrill and the investment side is well integrated with the bank. Ally is a full-service bank as well, so it could be a smart choice for investors who want to keep their IRA and accounts at the same institution.

December 52

December Bank of America Bank Banking 52

Prairie Eco-Thrifter

MAY 25, 2014

Or put yet another trip to Las Vegas on the credit card. My rewards credit cards were feeble, and I didn’t have a plan for using them. If I could go back to myself 7 or 8 years ago, I’d say, “Hey, you’re doing pretty well, and you’re not being stupid with your money. Money Tips'

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Family Balance Sheet

APRIL 9, 2021

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We thought we were doing really well. Debt is Dumb and Cash is King.”.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Penny Pinchin' Mom

FEBRUARY 16, 2024

That’s why a vast majority of us go the financing route. Use Cash Every time you use your credit card, you are paying interest on that purchase. Spending hard cash is much harder than swiping your credit card. How much of that do you have saved up as we speak? Buying a new car is only the beginning.

Cars 52

Cars Car Bank Banking 52

Savings Corner

DECEMBER 24, 2023

To calculate your net worth, take inventory of what you own, as well as your outstanding debt. That includes revolving consumer debts — such as credit card balances — as well as personal, auto, payday and title loan balances. If you’re using your home as an asset, its mortgage counts as a liability as well.

Calculators 52

Calculators Taxes Debt Consumer 52

Prairie Eco-Thrifter

JANUARY 26, 2012

Many thanks to Passive Income to Retire for including my post, The A to Z of the Top 20 Foods to Increase Brain Power in the Totally Money Carnival #51 as well as My Wealth Builder who hosted The Wealth Builder Carnival #63. Lastly, 20s Finances included Latisha’s post, The 4 Biggest Myths of The Stock Market in Carnival of Retirement #3.

Finance 124

Finance Insurance Credit Cards Credit 124

Prairie Eco-Thrifter

DECEMBER 7, 2014

Credit is a tool in personal finance. Using a peer loan to pay off high-interest credit cards does not mean you can run out shopping and max out your cards again. One of the reasons why peer lending has been so popular for debt consolidation is for the way the loan is reported on your credit report.

Debt 188

Debt Personal Finance Finance Credit 188

Prairie Eco-Thrifter

JULY 9, 2013

I learned that when you work for someone else, they get to set the minimum job well done standards. Another thing that, according to the National Foundation for Credit Counseling (NFCC), happens in childhood that affects our adult finances is that we learn from the financial behavior of our parents. Credit card debt is bad.

Used 228

Used Parenting Credit Cards Debt 228

Penny Pinchin' Mom

DECEMBER 17, 2023

You are one emergency short of losing track of your finances. And there are tons of other benefits as well. Saving on Interest You will be decreasing your debt as well as the amount you’ll pay in interest over time, which is a good thing. This is why you should pay off your high-interest debts like credit cards first.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

JANUARY 8, 2013

I learnt many of them from personal experience when I realized that I had to do something about my credit card debt that was spiraling out of control. I was spending more than I earned, using my several credit cards to buy just about everything and paying off one balance so I had enough credit to pay another.

Debt 271

Debt Win Credit Cards Money 271

Prairie Eco-Thrifter

JULY 18, 2011

Number 9 : Frugal Living tells us to let the dark night guide our finances. While the plot, acting, music composition, and special effects are normally what others focus on when watching this movie, there are actually quite a few lessons in personal finance that can be learned from The Dark Knight as well. Well it does.

Money 159

Money Personal Finance Finance Credit Cards 159

Prairie Eco-Thrifter

NOVEMBER 25, 2012

In this article we will look at the pros and cons of saving and investing, as well as reducing debt, as a means of gaining financial security. So, your question could well be – “What should I do with my spare cash to get the best return?” A dollar saved, as they say, is a dollar earned. What Should You Do? . What do you do?

Money 189

Money Debt Refinancing Credit Cards 189

Family Balance Sheet

NOVEMBER 19, 2014

The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. Finances have definitely been the biggest strain in our 11 years of marriage. Who handles the day-to-day finances in your home or do you work on it equally? Daniel does all the day-to-day finances.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Savings Corner

DECEMBER 27, 2023

Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. Read our review of the BankAmericard® credit card. But most people can’t go wrong with these award-winners.

Credit Cards 52

Credit Cards Credit December Airline 52

Family Balance Sheet

AUGUST 11, 2016

But for our own safety net, we must make our finances a priority. It’s hard to change and improve your finances if you have no idea where you currently stand. Use my Family Balance Sheet excel spreadsheet to help you organize your finances. If not for that fund, we would most likely have used credit cards to survive.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. My family’s finances have also been affected. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. Everything changed. What got us through financially?

Debt 130

Debt Emergency Fund 2007 2020 130

Prairie Eco-Thrifter

APRIL 10, 2014

When you overspend for convenience, you sink into debt, stuck with high interest credit card payments and risk of damaging your credit when you fall behind on your bills. Have you ever sacrificed your long term financial well being for convenience and ease in the short term?

Price 209

Price Rent Financial Goals Converse 209

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. The Skilled Investor , Editor.

Money 133

Money Finance Personal Finance Real Estate 133

For the Mommas

JULY 23, 2012

Credit Sesame wants to help you ease the ‘Back to School” stress. Don’t worry about raking up those credit card bills, or putting a dent in your savings. Credit Sesame will help you manage your finances, and unlock your credit potential. What does Credit Sesame do? Automatically enter to win $250!

Credit 61

Credit Win Credit Cards Finance 61

Savings Corner

APRIL 4, 2024

While the forecast doesn’t call for massive savings — for HE loans, anyway — any reduction in borrowing costs saves prospective borrowers some cash, and encourages them to turn to this financing tool. First, you need to have a real commitment to not build those credit card balances up again. to 10 percent. to 10 percent.

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

JULY 22, 2015

He is a financial coach and blogs at Well Kept Wallet. I own two different business, Phoenix SEO Company which helps businesses get on the first page of Google and Well Kept Wallet which is a Financial Education company. I have a passion to help people take control of their finances so that they can live the life they want to have.

Debt 100

Debt Debt Free Finance Finds 100

Prairie Eco-Thrifter

MARCH 10, 2012

Credit Card Repayment Calculator. There is no shortage of credit card repayment calculators available online. While fuel efficiency is important for the environment, it’s as beneficial to your budget as well. You won’t know for sure until you take advantage of this home energy savings calculator.

Calculators 186

Calculators Saving Money Money Green 186

Savings Corner

APRIL 4, 2024

You can use your equity to renovate some rooms, pay off credit cards, cover college tuition, start your own business … or almost anything else. Lenders consider it when approving you for a mortgage or other home-based financing. You can determine your level of equity on your own, as well. Here’s how.

Calculators 52

Calculators Home Debt Fair-Trade 52

Prairie Eco-Thrifter

FEBRUARY 3, 2016

While my spouse and I were in the throes of child rearing we didn’t think much about providing an intentional or structured set of lessons around personal finance. No, we won’t put that on the credit card and pay for it later. Show them how to make money from others as well. Credit cards require maturity.

Work 100

Work Kids Bank Banking 100

Penny Pinchin' Mom

MARCH 11, 2024

While I may talk a lot about savings and being prudent with your money, a huge part of decluttering your finances is knowing exactly where you stand with the major credit bureaus. Being credit-worthy is almost as important as being frugal. To get one at good rates, you need a good credit score. Who Is Credit Karma?

Credit 52

Credit Identity Theft Monitors Finance 52

Prairie Eco-Thrifter

JUNE 4, 2013

Timing Matters in Finances. Some of my automatically paid bills, like the satellite TV bill and the produce delivery, are charged to the credit card each month. My other stopgap is the personal line of credit. Most of the time, my planning works out well, and there are no problems; it’s usually very smooth.

Emergency Fund 243

Emergency Fund Money Bills Credit Cards 243