Savings Corner

APRIL 4, 2024

HELOCs (home equity lines of credit) come with variable interest rates and fluctuating monthly payments (like credit cards). Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. HELOC: What is it?

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Home Work Debt Credit 52

Savings Corner

APRIL 4, 2024

Learn the approval requirements and prequalify (if offered by the lender) before applying to minimize your potential credit damage. The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. Some lenders may also consider your work history or education.

Debt 52

Debt Credit Cards Credit Home Improvement 52

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). There are lots of small steps that consumers can take to achieve this resolution so choose options that fit the best with your lifestyle. One of the easiest and most overlooked ways to spend less is by re-evaluating your debt and improving your credit score.

Monitors 40

Monitors Credit Debt Consumer 40

Family Balance Sheet

FEBRUARY 19, 2022

Home, auto, kids, dog, medical, vacation, blah blah blah…it all adds up and it all needs to fit into our budget. We have been in our home for over 20 years and I’ve refinanced for better rates at least five times, mostly for free. Implement our Debt Freedom Plan. Organize paperwork for tax preparation.

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Office Family Finance Kids and Family 130

The Frugal Girl

JUNE 10, 2024

And neither of us is comfortable carrying debt beyond the mortgage. We refinanced both loans into a single standard mortgage just because the rate was going to adjust and it was incredibly fortunate timing because the market crashed shortly afterwards and we were underwater for years. Most of us can’t have it all!

Kids and Family 130

Kids and Family Thrifting Vacation Friends And Family Sale 130

Prairie Eco-Thrifter

OCTOBER 15, 2011

Yeah, There’s a Calculator for That Refinancing your mortgage to a lower rate and paying the same amount is an interesting sound-byte from Personal Finance Bloggers – but has anyone really run the numbers? Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company?

October 200

October 2011 Finance Personal Finance 200