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Alternatives to Student Loans to Fund Your Education

Prairie Eco-Thrifter

Now that I’m out of school and many of my peers are drowning in debt, I’m so glad that I worked my butt off to pay for school in other ways than relying on loans. During my college career, I ensured I took a minimum of three courses at all times in order to maintain my status as a full time student.

Student 184
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Meet a Reader | Beth from VA

The Frugal Girl

I was always in debt, which has been a tremendous source of shame for me. made by my husband While my husband’s income has increased over the years, we’ve ended up with a lot of (mostly) medical debt that would be easier to pay off if I were/had been able to work full-time. Apply it toward debt.

Daughter 130
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Meet a Reader | Biker Liz

The Frugal Girl

Biking with my kids Most folks find this absolutely bananas. We had to sell it less than 3 years after buying it, and between that and the market timing (bought in 2009, sold in 2012), we were lucky to come out of the whole situation with our original mortgage paid off completely by the sale! We lived for 2.5 Yes to both!

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Meet a Reader | M from the PNW

The Frugal Girl

I’m thankful we had to learn how to cut back—how ridiculous was it to have dual full-time incomes/no kids and not save a cent?! I used to garage sale quite a bit for my kids’ toddler and preschool clothes but as they’ve gotten bigger and pickier I have better luck finding what they’ll wear in their size at the thrift store.

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Family Office Manager

Family Balance Sheet

I read this book around the same time that I became a mother and left the full-time workforce to stay at home with our new baby. If you get a chance, find this book at your library and read it, especially chapter 17. Implement our Debt Freedom Plan. Create our family’s financial goals and Debt Freedom Plan.

Office 130
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When Should Your Teenager Get a Job?

Prairie Eco-Thrifter

My mom expected both my brother and I to find employment when we reached the legal age of 15, and enforced it by having us pay for half of our school clothes (well, the ones we wanted. Time is a factor in high school, because teenagers will be in school all day. It’s like having a full-time job.

College 228
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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

Many people don’t have the mentors I had in my parents, and they find themselves in financial trouble as adults simply due to a lack of knowledge. We, as a country, owe our young people a more comprehensive education. He says we were busy building the house and our careers and it was money well spent because it freed up our time.