Prairie Eco-Thrifter

MAY 22, 2011

Regardless as to the specifics, many Americans have elected to decrease spending, increase savings and eradicate debt. Fortunately, there is no one size fits all plan to debt reduction. While this may be one of the quickest ways to sock away money for the purpose of debt reduction, it’s likewise the least pleasurable.

Debt 157

Debt Recession Unemployment Budgeting 157

Savings Corner

DECEMBER 24, 2023

To calculate your net worth, take inventory of what you own, as well as your outstanding debt. Basically, the formula is: ASSETS minus LIABILITIES equals NET WORTH And by the way, your income is not included in a net worth calculation. If you’re using your home as an asset, its mortgage counts as a liability as well.

Calculators 52

Calculators Taxes Debt Consumer 52

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. debts one by one. What inspired you to become debt free?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Savings Corner

DECEMBER 24, 2023

Direct Deposit Discount: To be eligible to potentially receive an additional (0.25%) interest rate reduction for setting up direct deposit with a SoFi Checking and Savings account offered by SoFi Bank, N.A. If you are unsure of the issuer on the account, please visit [link] for a list of Citi products and affiliates.

December 52

December CitiBank Puerto Rico Ranges 52

Prairie Eco-Thrifter

JANUARY 30, 2017

Yet newlyweds as well as long time married folks may not even be aware of some of the money tricks they or their spouse could be using. I personally have indulged in a bit of this and believe that my spouse may well have (subconsciously) as well. Take turns at money management as well. Revenge spending.

Money 100

Money Camping Equipment Bank Banking 100

For the Mommas

JANUARY 11, 2011

If there is money left in your budget at the end of the pay period, move it to savings as well. I know a lot of people move this money into a separate vacation or fun money savings account. In my book, rebate checks equal easy savings. There should be no need to add it back into the budget, so save it!

Back To Basics 59

Back To Basics Saving Budgeting Budget 59

Prairie Eco-Thrifter

AUGUST 19, 2012

Try to build your emergency fund up to equal 6-12 months of income, so you can safely cover your living costs in the event of a financial disaster. Consider it insurance and don’t fret that it’s only earning measly interest in a savings account. Spiraling debt is the biggest single cause of financial distress out there.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222