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Thrifty Thinking: Valentine's Day

Motherhood Moments

V-Day Debt Is Worth It for Some People. Almost 1 in 5 Americans think a Valentine’s Day gift is worth going into credit card debt. Why are men more likely to think that buying a Valentine’s Day gift is worth going into credit card debt? For example, a handmade gift can often hold a lot more meaning than an expensive object.”

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Leveraging Business Loans In Family-Owned Enterprises

Koupon Karen

Cash Flow And Debt Management: Such loans can also ensure smooth operations during cash flow challenges and consolidate high-interest debts, simplifying management and potentially saving money. For example, if expanding into a new market, this goal dictates your borrowing needs.

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The Top Personal Finance Tips For Recent Graduates; From 10 different Finance Experts

Prairie Eco-Thrifter

How we handle our money early in life can impact us in future years- for example, young adults who rely on credit may find themselves continuing this pattern throughout life and consumed with debt.” Start an aggressive debt payoff schedule. Debt is your enemy, so don’t get comfortable with holding on to debt.”

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How to Freeze Your Credit

Savings Corner

For example, Affirm — one of the most popular BNPL platforms — instructs applicants to temporarily lift credit freezes at all bureaus where they’ve placed them. For example, applying for a mortgage will require a longer time period than a car loan. How does a credit freeze affect credit monitoring services?

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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

But it’s a revolving debt that offers an amount of funds (a replenishable balance, similar to a credit card limit) tied to the level of equity in your home. Others use them to pay off high-interest credit card debt or other bills. $16 Debt-to-income (ratio): You’ll need an acceptable DTI to qualify for funding.

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How Growing Your Finances Is Like Gardening

Prairie Eco-Thrifter

If you take the time to decide what to want plant and pick the right type of place in which to plant, you should plant good stock – get the best example that you can so that it has the best chance of growing well for you. Your finances will grow better with ongoing additions and also require monitoring to make sure they are on track.

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Best Credit Cards – December 2023

Savings Corner

You earn a base rate on all spending (typically 1 point per dollar or 1% cash back) and then higher rates in certain categories — 5% cash back at gas stations, for example, or 3 points per dollar spent on travel. If you carry debt, though, you’ll be charged interest. Bonus rewards. So if your interest rate is 17.5%