Family Balance Sheet

APRIL 11, 2020

Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. I have been using it ever since.

Budgeting 246

Budgeting Budget Family Debt 246

Family Balance Sheet

JANUARY 17, 2018

We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. This will take us most of the year. This is our very last non-mortgage loan and we send an extra payment every month as part of our Debt Freedom Plan. Save for a camper upgrade.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

JANUARY 8, 2020

My word was REDUCE: Non-mortgage debt to zero. There were hits and misses on this list, and many are things that I will continue to work on, but let’s recap: 1 – Reduce non-mortgage debt to zero. We’ve been working since 2013 to pay off a boat load of non-mortgage debt. clutter/stuff that we don’t need.

Financial Goals 130

Financial Goals Goals 2020 2019 130

The Frugal Girl

NOVEMBER 6, 2023

Highly rated, easy to use, and it sits gathering dust. Child did not like it, so we don’t use it. The hard part of being frugal is waiting – when you’re trying to do things yourself, you need time, energy, and money to align. because I want my kid to look nice and getting clothes that fit can be hard.

Kids and Family 187

Kids and Family Money Home and Garden Frugal 187

Prairie Eco-Thrifter

JULY 31, 2014

Was it the time you were able to save up and pay for something, or the time the re-possessor came around and took that car back? Was it the times you were flush with money or the times you were dirt poor and had to make do? If you are rock steady on the path to paying down your debts, pay more. Challenge yourself.

Debt 167

Debt College Student Money 167

Prairie Eco-Thrifter

FEBRUARY 4, 2014

When I was younger, I used to think that a higher income was the solution to most of my financial issues. My husband and I were graduate students with loans and credit card debt, and we were certain that a higher income would solve all of our problems. However, this isn’t always the case. I like travel. We both like to eat out.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

For the Mommas

JANUARY 23, 2013

Nearly 46% of consumers say they typically consider making a financial resolution – up 31% since the first year of the survey in 2009. Saving more (52%), spending less (19%) and paying off debt (19%). that gym you no longer use.) Do you really need cable television or can you make do without?

Monitors 40

Monitors Credit Debt Consumer 40