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Our Big Financial Goal for 2016

Family Balance Sheet

It has been my obsession goal since we found ourselves in a dicey situation back in August 2013. Thankfully, we have worked through those trials and the experience actually made a positive impact on our finances. Fortunately, I’ve never met a goal I couldn’t handle. What’s your financial goal for 2016?

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How to Start The Year off On the Right Foot Financially

Prairie Eco-Thrifter

Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions. Since we just celebrated the New Year, now is the best time to clean up your finances. That’s why a year end review is a good idea, financially.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. Budgeting is a lifelong habit.

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How to Conduct an Effective Family Financial Analysis

Prairie Eco-Thrifter

Are you having a hard time controlling your finances? Many parents are finding it hard to control their finances and stretch their wallet these days more than ever. The key out of this is to start changing your perspectives about money and become more effective and responsible in handling your resources properly.

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Meet Amanda & Daniel. They Paid Off $68,000 in Debt in 8 Months.

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Daniel cut some of his business expenses by cutting out a monthly fee for a co-working space and cutting out monthly charges for services he didn’t need anymore. Who initiated the debt free goal? Finances have definitely been the biggest strain in our 11 years of marriage. Daniel does all the day-to-day finances.

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Meet Krista & Jon Who Paid Off $36,000 | Debt Free Stories

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This meant moving to a less expensive rental, cutting cable and changing our eating-out and entertainment habits. It’s not specifically for debt repayment, but if he hadn’t built up the courage to ask for the raise that he deserved, we wouldn’t have moved as quickly toward our goals.

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Meet Jackie. She and Her Husband Paid off $147,000 in Debt | Debt Free Stories

Family Balance Sheet

Who initiated the debt free goal? Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? We actually talk about money and our short- and long-term financial goals a lot, but not so much about spending. Get creative.

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