Penny Pinchin' Mom
DECEMBER 17, 2023
By that, I mean you have created a weekly, monthly, and even annual budget, or you’ve taken the time to go through my Financial Reboot Course to give yourself an excellent chance to reign in your finances. It should be 6x that, and then you have your minimum emergency fund figure. That’s nowhere near enough!
Penny Pinchin' Mom
DECEMBER 17, 2023
You are one emergency short of losing track of your finances. What gives? If there is such a clause, you should compare the amount payable to what you are about to save from interest to determine if paying off the debt is an overall gain or loss. It’s a question of how to ensure the gains outweigh the losses.
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Prairie Eco-Thrifter
MAY 30, 2012
A budget gives it to you plain and simple – the good, the bad and the ugly. Not Having an Emergency Fund It is dangerous to spend every cent you earn and not to have buffer against illness, injury, job loss or hard economic times. Make establishing an emergency fund a priority.
Family Balance Sheet
SEPTEMBER 9, 2014
Include anything that you’d like to add to give the reader an idea about your personality. We also went through multiple job losses, surgeries, huge car repairs, etc. Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc. She blogs at The Debt Myth. Where are you from?
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