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How to Start a Budget (and be successful at it!)

Family Balance Sheet

The grocery category is the easiest one to reduce. I list tons of ideas: How to Slash Your Grocery Spending . Budgeting is so important and it is going to take time to grasp on an ongoing basis, so please do yourself a favor and invest time in the process. Budgeting is a lifelong habit. This is not a once and done deal.

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